Sdev Cash is an online loan application. We are committed to providing convenient cash loan services in the Philippine market. In the process of establishing a service relationship with you, we will collect and process your personal information so that you can use our services, including applying for loans and using the App. We are committed to protecting the security of your personal information with a rigorous and responsible attitude.
This Privacy Policy explains in detail how we collect, use, store, share, and protect your personal information (including sensitive personal information) when you visit, register, use the App, or apply for a loan through the App. Please read and understand all provisions of this Policy carefully before using our services.
Sdev Cash is a mobile cash loan application designed specifically for users in the Philippines. We provide short-term, small-amount loan solutions through an efficient online process. You can complete the entire process from registration, identity verification, credit assessment, loan application, contract signing, disbursement to repayment through this App, enjoying fast and transparent financial services.
Lending Entity: DF CREDIT LENDING Corporation
SEC Registration Number: CS202002430
Lending License Number: 3244
Registered Address: 5th Floor Rockwell Business Center Tower 1, Meralco Avenue, SECOND DISTRICT, NATIONAL CAPITAL REGION (NCR), 1604
To provide and improve our loan services, fulfill legal obligations, and protect the security of your account and transactions, we collect the following necessary information when you create an account, apply for a loan, and use our services:
Identity and Personal Basic Information: Your full name, date of birth, gender, government-issued ID details (e.g., passport, driver's license, SSS/UMID, etc.), and facial biometric information (for liveness verification).
Contact Information: Your mobile number, email address. With your explicit authorization, we may access your device's contact list to set up emergency contacts.
Financial and Credit Information: Your bank account or e-wallet information, loan application and repayment history, credit assessment results and scores.
Device and Operational Information: When you use the App, we automatically collect your device identifiers (e.g., IMEI, IMSI, IDFA), IP address, operating system version, app crash logs, browsing and click records.
Location Information: With your separate authorization, we may collect your approximate or precise location information (via GPS or network signals).
We use the above information for the following legitimate purposes:
To verify your identity and complete "Know Your Customer" (KYC) and Anti-Money Laundering (AML) compliance checks.
To assess your creditworthiness, repayment ability and willingness, in order to evaluate your loan eligibility.
To create and manage your account, process loan disbursement, deduction, and repayment.
To communicate with you as necessary and send important notices.
To conduct risk assessment and anti-fraud monitoring, and protect the security of your account and funds.
To optimize app performance, improve user experience, and perform anonymous statistical analysis.
To achieve the above purposes, your information will be processed and transferred within the following scope:
Internal Processing: Information will be encrypted and stored at https://www.sdevtechnologies.com/, accessible only to authorized personnel on a need-to-know basis.
Under applicable Philippine laws, you have the following rights:
Right to Access and Rectification: You have the right to review the personal information we hold about you and correct any inaccurate or incomplete information.
Right to Erasure: Under certain circumstances, you may request that we delete your personal information.
Right to Withdraw Consent: You may withdraw your consent to the collection, use, or sharing of your personal information at any time through device permissions settings or by contacting us. However, withdrawing consent may affect your ability to continue using some or all of our services.
Right to Object to Processing: You have the right to object to certain processing activities we carry out based on legitimate interests.
Right to Delete Account: You may request to delete your Sdev Cash account.
You warrant that all personal information you provide to the App is true, accurate, up-to-date, and complete. Providing false information may result in rejection of your loan application or constitute fraud.
You are responsible for safeguarding your account, password, and verification codes, and you are responsible for all actions performed under your account.
To successfully obtain loan services, you need to authorize us to collect the necessary information described in Section 3 of this Policy. If you refuse to provide core information, we will not be able to provide services to you.
To enable core functionalities and ensure secure operation of the App, we have integrated the following third-party SDKs:
Adjust SDK
Purpose: For advertising campaign tracking and analysis, helping us optimize our marketing strategies.
Information that may be collected: Anonymized device identifiers, IP address, app installation and interaction events.
Advance SDK (Liveness Verification)
Purpose: To perform facial liveness detection and identity comparison. This is a critical security step for verifying the applicant's identity and preventing fraud.
Information that may be collected: Facial images collected for verification (typically processed into encrypted feature values), device information.
If you decide to stop using our services, you may request to delete your account. After deletion, you will no longer be able to log in to or use the App.
Log in to the Sdev Cash App and go to [Profile] or [Settings].
Find [Account & Security] or [Privacy Settings].
Select [Delete Account] and follow the instructions to complete identity verification and confirmation.
Important Note: Deleting your account is an irreversible action. Before deletion, please ensure that you have fully repaid all loan principal, interest, and related fees. After deletion, we will delete or anonymize your personal information in accordance with legal requirements, except for information that must be retained under applicable laws and regulations.
If you have any questions, comments, complaints about this Privacy Policy, or wish to exercise your personal information rights, please contact us through the following channels:
Data Protection Officer / Customer Service Email: support@sdevtechnologies.com
We will respond to your request within 15 business days after receiving it.
We may revise this Privacy Policy from time to time. Any updates will be posted as a new version within the App, and we will notify you through appropriate means (e.g., in-app notification). The updated Policy will take effect on the date of publication. We recommend that you review it periodically.
Thank you for choosing Sdev Cash.
By using Sdev Cash, you confirm that you have read, understood, and agree to this Privacy Policy.